IMI ENEWS

2025.09.12

Maximizing Retirement Income: Looking Beyond the Usual Paths

Securing lifelong income in retirement can feel challenging—especially when traditional 401(k)s and IRAs alone may not fully meet your needs. As many individuals and couples approach retirement, the question often arises: "How can I ensure my money truly lasts?" Today, I want to share lesser-known but highly effective strategies designed to boost your retirement income and provide greater financial peace of mind.

Innovative Strategies to Strengthen Your Retirement Plan

• Tax-Free Growth with a 3-Policy Strategy: Consider solutions that combine tax-free and risk-free growth, living benefits, and income protection. This approach can supplement traditional retirement savings to help protect your estate and provide added flexibility. See how this strategy works
• Personalized Retirement Programs with STRYDE: If you’re a business owner or entrepreneur, tailored retirement programs could improve your after-tax income and offer unique advantages when you plan your business exit. Explore custom retirement programs
• Financial Shield Solutions: Unforeseen life events can threaten your retirement income. There are modern insurance-based vehicles that can pay substantial benefits for longevity, illness, or income interruption—helping you and your spouse feel more secure. Discover how to shield your income
• 401(k) & Pension Rollovers into Annuities: Moving assets from conventional retirement accounts into annuities with living benefit riders may allow for guaranteed lifetime income, regardless of market conditions. Learn how rollovers work

Why Go Beyond the Basics?

Many people aim to build a nest egg, but the true challenge is making it last—and grow—in the decades following retirement. These alternative strategies aren’t about taking on more risk; instead, they’re about using new financial tools designed specifically for today’s uncertain environment. With the right plan you can bridge income gaps, and with The Financial Shield you'll be TAX-FREE - lower or eliminate taxes in retirement, RISK FREE - our clients have had zero losses in the market and INSURED - Living Benefits will insure your ability to make income. This is the moment to start making changes that will help you feel confident about your future.

Ready to Discover Your Personalized Plan?

Whether you’re approaching retirement or already enjoying it, taking action now can help you avoid common pitfalls and maximize your outcomes. I offer a complimentary "RETIRE NOW Income for Life" report that illustrates your year-by-year income and helps surface any vulnerabilities—like the risk of a surviving spouse’s income loss.

Schedule an appointment or chat to see how these strategies can work for you.

Let’s make your financial goals a reality—so your retirement income is protected, reliable, flexible, and built for life.

Warm regards,
Karla
Senior Advisor STRYDE | Retirement Specialist | Life Insurance Professional | Asset Manager